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St. Andrews Funding Solutions Program
for Seniors & Their Families

St. Andrew’s is proud to offer our “Funding Solutions” program for seniors and their families seeking a variety of financial options.

Please take some time to consider these programs and learn more about how these options can provide you and your family the funds you need to access our community and give you peace of mind.

Flexible Line of Credit Program
Elderlife Financial Services offers efs:Access, a loan structured as a line of credit with low monthly payments that you and your family can use to supplement or finance your monthly rent. The efs:Access loan can be used to help:

  • Pay for rent while waiting for a home to sell
  • Pay for rent while waiting to settle a life insurance policy or the VA Benefit to arrive
  • Finance move-in fees or Supplement monthly rent


Elderlife Financial Services specializes in helping families with senior living needs and can be reached at 1.888.228.4500 or at www.elderlifefinancial.com.

Life Insurance Settlement Program
Life Care Funding Group (www.lifecarefunding.com) will liquidate an existing life insurance policy in as little as 30-90 das for a lump sum payment much higher than the cash surrender value.

Eligibility:

  • Age 65 or older (ages as young as 55 can be considered).
  • Any type of Life Insurance policy with a combined death benefit value of %50,000 or greater.
  • A Life Settlement is the sale of an asset, not a loan, and has no restrictions on use of money or requirements to be secured or paid back.
  • The policy owner is no longer responsible for paying premiums once a Life Settlement is complete.

To learn more about Life Settlements as a source of funds for seniors visit Life Care Funding Group call 1-888-670-7773 or by email at info@lifecarefunding.com

VA Aid & Attendance Benefits
The Veterans Administration (www.veteransaid.org) benefit may pay $1,057 to $1,950 per month for wartime veterans or their spouses.

We encourage you to explore all of your financial options and to visit the very informative and easy to understand websites of these financial provides who specialize on serving families with senior living payment needs, as well as the Veterans Administration.

Our admissions office is ready to work with you and answer all your questions and would be happy to connect you with our financial providers today!

Please Note: These are just some of the options available. We encourage your family to review all options at your disposal and let us know what is best for you.

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